Full information about auto car insurance
In today’s time, the technology of trains is so great that the speed and speed of trains attracts all the people.
But many people buy these cars and drive in them, but just look at such beautiful trains and run them, they do not take care of their safety and if you drive.
It is very important to have your protection in it, because if you become a victim of an accident while driving or you have any kind of harm.
At that time there is no harm to your car, then there is a big loss for you so that you can not fill.
Therefore, if you drive, then you should also take care of the car and not your own. For this, you should also insure your car and you should also have insurance.
Why Car Insurance should be done, because you buy a good car by putting a lifetime of capital.
Now if your vehicle crashes soon after that, then you have a lot of trouble at that time because you put all your money and bring it to the car.
You want to keep that vehicle very safe, but many times still, that car crashes and you have to put a lot of money on it.
And sometimes you do not even have enough money on your car and you have to sell your car in the same condition.
If you want to keep your vehicle safe or not, then many companies insure your vehicle and you under insurance protection for it.
This is the biggest benefit to you that if your vehicle crashes for some reason then you get the money to cover it.
But you get the money when you insure your car from any insurance company, then the company gives money to your vehicle when it is crashing.
The biggest advantage of this is that you do not need to ask someone to pay such a huge amount of money on your own. The insurance company will pay you
If you are going to insure your vehicle or you have not yet insured your car, then you can insure your car by hurrying on your vehicle.
Today we will give you some important information related to car insurance in this post.
Also, in order to insure your vehicle, you will tell about some important and some excellent company which insures your car for better insurance.
Benefits of getting insurance
Well, we have already told you that if you insure your vehicle,
You can get compensation from your insurance company during any accident, and the insurance company gives you about 50% of your car’s loss.
1. You get compensation from your car by the insurance company.
2. Not just accident, but if your car is stolen somewhere, then the insurance company gives you money from your car.
3. And when you sell your car, you get a good price for your car.
4. If you go out somewhere, traffic police officers can ask for insurance of their car from you.
If you do not have insurance for your car, then you may have to pay for it.
5. If you are driving due to the accident while driving in your vehicle, some injuries or if you die, then the company provides you 50% of the money.
6. If the insurance is damaged in any way, the insurance company pays you money.
7. For any problem related to insurance, the insurance company provides service to you 24 hours.
How to claim the insurance company
1. In order to take advantage of the insurance company, first of all, you must have your own documents.
2. Accident FIR
Original Copy of Insurance
FIR for theft of car
3. All these papers have to be given to one of the officials of the insurance company, after which the insurance company officials will check your insurance plan.
4. Then after that some officers of the insurance company will go to the place where the accidents have happened and will do some research.
5. After that all your information will be in the company’s office and after that some officers will see your insurance plan.
6. After that some officers of the insurance company will know about the loss of your vehicle and prepare their report.
After that you will have to stop for a few days, then you start paying the company to compensate for the loss of your car.
You have to complete all this work to compensate you with the loss of your car from the insurance company, after which the company provides you money.
5 Best Cheap Car Insurance Companies
If we talk about this insurance company then this is a very good insurance company, it comes to number 1 in the list of insurance companies of trains in India.
It provides insurance to you in all countries, offices around 1500 locations have been built and this gives you very good and insurance service.
In this company, you get all kinds of insurance available, it gives you insurance claim for injury, accident, death, damage to everyone, and if you want to insure yourself from this company.
You can talk to their customer care officer for more information or you can forget by going to their website too and this gives you 24 hours of free service.
This company is also considered as a very popular company of today. This company is loved by the people of India. This company was created by Shri Bhagwan Das Gupta in 2001.
And about 6400 employees of this company work and this company is headquartered in Mumbai and from where the company provides its services in different countries.
You are making 5 different types of insurance available in different ways and this company will now come to the second number in the list of insurer of any trains and it provides you 24 hours of every kind of facility.
Now a very good company, it has almost become very popular because the performance of this company is very good but due to which it is considered as a very good company.
This company was started by Indian Access Insurance Company in 2008 and this company has more than 100 locations.
And inside the insurance plan of which company you get about 6% money is the owner of this company Sanjeev Srinivasan.
And the Indian Access Care Insurance Company also has its headquarters in Mumbai and if you want to know some information about this company, you want to know about insurance planners.
You can get information by visiting the company’s official website (www.Bharti-Axagi.Co.In) and you can also check your insurance exemption details.
The company gives you 24 hours service and by calling Customer Care, you can tell your problems and you can get the solution of the problem. Customer Care Number is absolutely free.
About the Reliance, the child and the child of India knows and why not go too because the Reliance company is a very good and good company.
This is the first choice of Indian people and this company works very well because it is considered a very popular company.
The insurance company started the insurance scheme in August 2000. Within this company, you will get insurance plans other than insurance and many other types of insurance plans.
This company is headquartered in Mumbai, the owner of this company is Mukesh Ambani, so if you want to insure your car too.
Inside this company you can get insurance with a percentage of security. This company provides you 100% safe insurance.
Inside this company, you get many other good plans besides car insurance and inside it gives you a great service for the problems of death, accident, damage, injury.
For more information, you can visit the Reliance Insurance Company’s website and get the information.
This company is also a very popular and fair company and the company’s name is as it is of Reliance Insurance Company.
This company is one of the most preferred companies, the company’s insurance plan is also very good.
The best part is that this company is like a government insurance company, inside it you can get insurance without any problem.
This company has long been working while working on this company. This company is the oldest company. This company was started in 1956.
The company is going on till date. The company’s headquarter is also in Mumbai, it offers a lot of insurance services other than car insurance.
It is also a very popular company for car insurance and you can use it to see if you can get a lot of help.
So far in this post, go to some of the important information related to the car insurance renewal premium calculator, motor insurance, auto insurance type, auto insurance agent, motorcycle insurance, auto insurance, new India Assurance Company Limited, motor accident claim car in insurance Told
We told you what car insurance is, how car insurance can be taken, some of the few companies to get car insurance told about the best companies, besides giving more information to them.
And now you know how to calculate your car’s insurance premium
Have you ever wondered how your car’s insurance is calculated?
You must hear insured declaration value ie IDV, no claim bonus i.e. NCB, Depreciation etc. many times. But do you know their meanings?
If not, then DriveSpark Hindi is giving you complete information related to the insurance today. Check out the slideshow below.
This is a simple guide
We will give you a simple guide so that you can easily calculate your vehicle’s insurance.
There are two types of insurance.
1) On Damage Comprehensive Cover
2) Third party cover
Own Damage Comprehensive Cover Depending on the three major factors, they are location, car edge and its engine capacity.
While the third party cover only depends on the car’s engine capacity.
We take a year old Alto as an example to understand the insights closely.
If your Alto car is more than one year old and is less than 2 years then the insured Declared Value car applied to it will be 80% of the X showroom price.
If the car’s X showroom price is 4 lakh rupees, then its 80 percent is Rs 3 lakh 20 thousand rupees.
Now after this, the premium calculus will be calculated at 3.127 per cent.
It will look at 3 lakh 20 thousand rupees. According to this, the money that will be made will be Rs. 10 thousand.
Now, the insurance premium comes in handy. This company rate company is different. Many companies give a few percent discount on premium amounts.
Let’s understand it with an example. Let’s say that if a company is paying 50 percent discount then 50 percent of the 10 thousand rupees was raised to 5 thousand rupees.
Now the next and important stop is the No Claim Bonus. This shows how much money you have to pay for the insurance.
If you have not filed for insurance last year, you get a discount of about 20 percent in premium. This discount increases in the coming years.
If you do not claim insurance. Remember that we are talking about cars for less than one year and less than two years old.
In this view, if we look at 5000 rupees, 20 per cent no claim bonus is made according to the bonus of one thousand rupees.
In this sense, you get a rebate of premium of Rs 5,000 for a sum of Rs 5,000 and you only have to pay a premium of Rs 4 thousand as a premium.
The next stop is the third party premium. This is to compensate for the injury or loss of someone other than you.
The amount of premium is fixed according to the capacity of the car’s engine. It is being revived year after year.
For example, if the Alto car is below 1,000 cc, then its premium will be Rs 1,468. For cars with a capacity of 1 thousand to 1,500 cc capacity, a premium of Rs 1,598 is charged as premium.
Whereas vehicles for more than 1,500 cc have to pay 4,931 rupees. In such a situation, you will get Rs 1,468, which is more than 1 thousand cc engine, it will be added to 4 thousand rupees. In such a case, the total amount will be Rs 5,468.
Now the last step remains. Personal Accident Cover and Service Tax are also added in the total amount of premium for insurance.
Rs 100 as a Personal Accident Cover Join Whereas 14 percent of service tax is available.
Now if the total amount is seen then 14% of Rs 5,486 will be added and it will add Rs 100 extra discount. In this case, the total amount is raised to Rs 6,348.
So this was the way insurance calculation was done. Hopefully now you can easily calculate the insurance calculator yourself.